Build a Stronger Business. Change More Lives
The Credit Repair Software That Professionals Use™
Run Your Credit Repair Business Faster With The Only 15-Second, 1-Click Professional Dispute Process, CRM Tools, and Marketing Capabilities.
Regular Price
$179.97/month
Wholesale Price
$269.97/month for 3 Licenses
SIMPLE: Either you save a minimum of 90% of your current processing time or your money back
15-Second One-Click Automatic Professional Disputing
Save hours of work, get results faster.
100% Self-Onboarding Client System
Get Unlimited Clients with our Built-in Affiliate Lead Finder
Integrated Marketing Platform
Campaigns, Funnels, Workflow, SMS, VA Manager, etc.
Integrated Email and SMS Systems
Stay in touch and automate your client outreach.
Integrated Full-Fledge CRM Solution
Manage your clients, pipeline, and progress all in one place.
4.9 Star Rating in Google
Why limit your company to one financial service
when you can offer Credit Repair, Company Formation, Business Credit Building,
and Debt Elimination with our suite of financial products?
Credit Repair
Help clients fix their credit and achieve their financial goals.
Company Formation
Start and structure businesses for long-term success.
Business Credit Building
Build strong business credit to unlock funding opportunities.
Debt Elimination
Find real solutions to reduce and eliminate debt.
The Fastest Way to Run a Credit Repair Business
Go from hours of manual disputes to a fully automated, 15-second process.
Any Credit Repair Company has these 3 Big Problems
Here is How to Overcome Them with Credit Money Machine
Problem 1: Client processing is slow and tedious
Process clients 500× faster, reduce manual errors, scale your credit-repair business.
To do a PROFESSIONAL DISPUTING JOB, you need to create
- 10 Freeze Letters (to be sent to all Secondary Bureaus)
- All Collection Validation Letters (to be sent to the Collection Agencies)
- 3 Personal Information Letters (to rectify errors in your personal information)
- All FCRA Violation Tables (to enforce the FCRA law, the easiest deletions)
- Identify automatically Positive Inquiries (these should not be disputed)
- All Metro 2 Letters, and, of course
- Assign all the Dispute Reasons and Dispute Letters to all derogatory items in the credit report.
Our automation technology handles everything mentioned in 15 seconds with one click that others take 2 hours to complete—giving you the freedom to focus on scaling your business. Watch this video HERE
Problem 2: Client onboarding is frustrating and time consuming.
Problem 3: How to get and market to clients
Why Credit Repair Professionals Trust Us
Regular Price
$179.97/month
Wholesale Price
$269.97/month for 3 Licenses
SSL Protected Checkout
We never access or store your bank login credentials. All data is hosted on secure, encrypted servers.
⭐⭐⭐⭐⭐ 4.9 Star Google Rating
Serving professionals for 25+ years
Secure & FCRA compliant
30-Day Money-Back Guarantee
Credit Money Machine was the first credit repair software in the industry. Continuously helping individuals and businesses fix credit for over 25 years. Our dedication to research and development has helped us create the fastest and best credit repair software that helps people and businesses fix credit fast and with ease. We always aim to provide credit repair software that allows you to do all you need in one interface.
Moreover, our credit dispute software allows you to easily process clients, extract data from multiple sources, automatically create letters, detect errors, compare results from different credit bureaus, and more. Our software is perfect for personal use or credit repair specialists looking to grow their businesses.
Additionally, we designed our three business credit repair software to make your life easier. Not only does it have all the important tools to fix credit, but it also includes an integrated CRM system with sales and marketing capabilities. Thus, you can easily manage your clients, track their progress, and market your services to potential customers from one place.
Choose Credit Money Machine and experience the benefits of fixing credit with less effort and helping others improve their financial statuses. Fixing credit score should not be complicated. We strive to provide the most efficient and user-friendly credit repair software for consumers and credit repair companies.
Everything You Need to Run and Grow Your Credit Repair Business
Feature |
What It Does for You |
| 15-Second, 1-Click Professional Dispute Processing (Exclusive in the industry) |
Complete a full round of professional-grade disputes in just 15 seconds, saving hours of manual work and eliminating errors. |
| One-Click Extraction from Multiple Credit Report Providers | Instantly import client data from IdentityIQ, MyScoreIQ, MyFreeCreditScore, SmartCredit, Privacy Guard, and more—with no copy-paste or manual entry. |
| Automatic Assignment of Letters, Reasons, and Dispute Types | The system intelligently chooses the correct dispute type and reason codes automatically, ensuring accuracy and compliance. |
| Automatic Creation of Freeze & Personal Information Letters | Generate all necessary freeze letters and personal information updates instantly for smooth processing. |
| Automatic Selection of Derogatory Items to Dispute | Quickly identify and select negative items for dispute, including global changes across all credit bureaus. |
| Freeze Letters for 10+ Secondary Bureaus | Lock down data with one click. Easily add additional bureaus as needed for maximum coverage and protection. |
| Automatic Creation of Validation Letters for Collections Agencies | Produce professional, compliant validation letters to challenge collections automatically. |
| Automatic Comparison & Discrepancy Tables Across All Bureaus | Instantly detect differences between Equifax, Experian, and TransUnion for collections, charge-offs, settlements, and repossessions. |
| Automation of Multiple Metro 2 Rounds with Full History Tracking | Manage multiple dispute rounds effortlessly while keeping a permanent record of every letter and communication. |
| Automatic Status Updates | See real-time statuses like Deletions, No Change, Ignore, and more to know exactly where each dispute stands. |
| Automatic Prevention of Disputing Positive Inquiries | Smart filtering prevents errors by automatically skipping disputes linked to positive accounts. |
| Template Manager for Custom Letters | Use your own dispute letters or marketing templates directly inside the system. |
| AI-Powered Template Creation | Create custom dispute and marketing templates instantly using built-in artificial intelligence. |
| Integrated Outsourcing Provider Management | Seamlessly manage external teams or partners with controlled access and tracking. |
| Workflows & Virtual Funnels | Automate entire processes from client onboarding to dispute resolution with drag-and-drop workflow tools. |
| Built-In Email & SMS System | Send and receive emails or text messages directly from within the platform—no third-party services required. |
| Full CRM Management Solution | Track leads, manage client data, and oversee every stage of your business from one centralized system. |
| Invoice System & Task Manager | Create invoices, assign tasks, and track progress to stay organized and professional. |
| Virtual Assistant Call Manager | Manage phone calls and communications with virtual assistants or team members directly inside the software. |
Important notice: Whether you’re managing your credit repair or assisting others in the process, understanding the Fair Credit Reporting Act (FCRA) and Credit Repair Organizations Act (CROA) is crucial. These Acts ensure accurate credit reporting and regulate credit repair organizations to prevent deceptive practices, collectively safeguarding consumers in the credit repair journey.
How Does Our Credit Repair Software Works?
1-Click 15-Seconds Credit Repair Process
Our revolutionary 1-click, 15-second processing begins by seamlessly extracting credit reports from your chosen provider inside the Credit Money Machine software interface. We give you 11 providers to choose from, including IdentityIQ, MyScoreIQ, MyScore750, and others. After extracting credit reports, our credit repair AI automatically scans and detects discrepancies or errors within the extracted reports. The Credit Money Machine software then generates customized dispute letters tailored to specific dispute types and reasons with unparalleled precision. This automatic process eliminates manual intervention and accelerates the credit repair journey.
Additionally, it ensures that every dispute is accurate and efficient. Plus, it flags down inquiries that link to positive accounts to prevent mistakenly disputing them. This automation ultimately leads to faster and more impactful results for your valued clients.
How to Repair Credit with Credit Money Machine
1-Click and 15-Second is All It Takes to do a Professional Credit Repair Process
Step 1: Click Extract Credit Report
Do the whole credit repair process with just one click on Credit Money Machine. Save yourself from headaches and time-consuming processes, and let the software do everything for you. From extracting and comparing credit reports from the three major bureaus (Experian, TransUnion, and Equifax), detecting errors, and generating and assigning dispute letters, reasons, and types.
Step 2: Send Letters to The Bureaus
end the dispute letters in behalf of your clients to the credit bureaus. Don’t forget to attached receipts and other documents as evidence to support your claims. You can set the software to remind you and your clients about the needed documents. The credit bureaus will then investigate and reply within 30 days.
Step 3: Tract Your Progress
Keep a close eye on any changes in your or your client’s credit report and ensure that any corrections are accurately reflected. The credit restoration software automatically update statuses and credit scores as you extract new credit reports. Remember, staying engaged in this process is the key to improving credit scores.
We Offer the Most Complete Automatic Credit Repair Software for Business with Integrated AI Templates
Our business credit repair software has all the tools you need to operate a credit repair business in one interface. It streamlines the business workflow, saving time and effort and improving efficiency and productivity. Moreover, eliminating the need to switch between different applications provides a seamless user experience and reduces the learning curve. Here are the key tools you’ll get when you use our software, which you won’t get from competitor’s software.
Enjoy the Following Programs within Our Credit Repair Software
Credit Repair AI
Full-fledged CRM
Efficiently track your client progress, provide timely updates, and ultimately enhance customer satisfaction and trust.
Marketing Capabilities
Target and engage potential clients more effectively, streamline your outreach process and increase lead conversion rates.
Sales Program
Leverage data-driven insights to target your leads with precision, resulting in higher conversion rates and revenu
Virtual Assistant Call Manager
Allows you to effortlessly manage your customer outreach with unlimited contact lists for unlimited virtual assistants (VAs).
Business Lead Finder
A powerful tool that helps you instantly discover potential partners and opportunities in the credit repair industry.
Transform Your Business with Cloud-Based Credit Repair Solutions
Accessible anytime, anywhere, and on any device, ensuring your business is always on the go.
Get All-in-One Credit Repair Software for Business + Trainings and a Bonus
Inclusions
Repair credit like a real professional, even if it is your first day. Aside from powerful tools, our software is packed with training and the ultimate guide to repairing credit like an expert.
Free 1 Session Live Training + Tutorial Videos
300+ Pages Credit Repair Business Course
Marketing Campaigns
Secured Client Portal
The Bottom Line: You’ll Make More Money with Our Credit Repair Software
Why? Here’s how:
1. Save Time, Serve More Clients
Our software processes everything in 15 SECONDS, compared to the 2 HOURS it takes with other software. This means you can take on more clients while enjoying more free time to focus on growing your business.
2. Achieve Better Results
Our automated system includes powerful tools like Freeze Letters, Collection Validation Letters, Personal Information Letters, Factual Discrepancy Tables, Automated Metro 2 Letters, and more. With this comprehensive, 100% automated process, your clients will see better outcomes and be more satisfied.
3. Increase Client Referrals
Happy clients are your best marketing tool. With faster results and better service, your clients will naturally recommend your services to others through word-of-mouth and social media. More clients mean more revenue.
Have a Peace of Mind with Our Secured Client Portals
At Credit Money Machine, we understand the paramount importance of safeguarding sensitive information and ensuring the highest level of security for both you and your clients. That’s why we’ve designed our credit repair software with a distinct advantage – integrated, secure client portals.
Your security is our top priority. You can sleep soundly knowing that your data is fully encrypted both at REST and in TRANSIT, ensuring it’s protected every step of the way.
Here’s what sets us apart from competitors:
Unparalleled Security
Unlike many credit despute software solutions that host client portals externally, putting sensitive data at risk, Credit Money Machine integrates these portals directly into your website or program. This means your clients’ confidential information stays under your control – right where it should be.
Enhanced Privacy
We prioritize your clients’ privacy. Our integrated client portals are designed to provide access to essential information without exposing sensitive data. You can rest easy knowing that personal information is kept secure within your own environment.
Reduced Risk
External client portals can be vulnerable to data breaches and identity theft. By using our integrated portals, you significantly reduce the risk of security breaches, ensuring that your clients’ trust and information remain intact.
Seamless Experience
With our integrated approach, your clients enjoy a seamless, branded experience. Your website or program remains the central hub for all their interactions, enhancing their trust in your services.
Your clients deserve the best in data security, and Credit Money Machine delivers just that. Choose the credit repair software with highly secured client portals for a worry-free, efficient, and trustworthy credit repair experience.
Advantages of Using Credit Money Machine Premium
Experience a sense of relief and empowerment with our Credit Repair Software Premium. It’s like having a personal assistant that understands your credit woes and works continuously to rectify them. Feel the thrill as it automatically generates FREEZE letters and Personal Information Letters, saving you time and stress.
We have meticulously designed our software to be your steadfast ally. With just one click, it creates Collection Validation letters, offering you the convenience of an automated, proficient service. You’ll feel a surge of reassurance knowing you can now handle these critical aspects of your credit repair process easily and precisely.
Moreover, this powerful credit dispute software intelligently creates Discrepancies Compare tables under the Metro 2 guidelines and enforceable FCRA Laws. This feature brings confidence as it ensures accuracy and compliance. So, you’ll feel the satisfaction of having a sharp tool that meticulously merges these tables into your letters. Thus, proving you’ve got a powerhouse at your disposal.
Additionally, our automated dispute software brings comfort and confidence to the often overwhelming world of credit repair. It instills a sense of control, assurance, and tranquility. Thus, making the credit repair journey an empowering experience.
In Credit Money Machine, your needs are our top priority. Hence, we continue to provide the industry’s fastest and most complete credit repair software. Our powerful tools are meticulously crafted to make every step fast and easy. In fact, even before the AI software trend, we had already integrated the automatic credit repair process, requiring only one click.
Our credit repair software with AI integration seamlessly extracts credit reports, compares results, detects errors, and generates dispute letters. All in one click and within 15 seconds. Moreover, we integrated all the tools you need for your credit repair business.
Scale Your Credit Repair Business Now!
Regular Price
$179.97/month
Wholesale Price
$269.97/month for 3 Licenses
SSL Protected Checkout
We never access or store your bank login credentials. All data is hosted on secure, encrypted servers.
Frequently Asked Questions
Is Credit Money Machine really 100% Automatic?
Yes, with one click, it will import the 3 credit reports, create Freeze Letters (8-10 letters), create Personal Information Letters, create all Collection Validation Letters, Identify the Inquiries linked to Positive Accounts, create all FCRA Violation Tables (FCRA enforcement Laws), assign all Dispute Reasons and Dispute Letters to all the Derogatory Items and do all that in 15 seconds with one click.
How long before I see results with Credit Money Machine?
Results depend on several factors, such as the type of negative items on your credit report, how quickly you respond to requests, and how fast the credit bureaus update your file.
With Credit Money Machine’s 1-click, 15-second automation, disputes are generated instantly and sent out right away—so you’ll be taking action immediately.
Our unique Winner Strategy System will tell you exactly where to click to dispute the ideal set of letters that produce the best results.
Most clients start to see changes within 30 to 45 days, as that’s the typical timeframe for bureaus to process disputes and creditors to process the validation letters.
Some results may appear sooner, while more complex cases can take multiple rounds.
Rounds, Dispute Reasons, and Dispute Letters will change automatically when you extract the new credit report.
Is this legal/compliant?
Absolutely. Credit Money Machine is fully compliant with federal laws like the Fair Credit Reporting Act (FCRA) and the Credit Repair Organizations Act (CROA).
Our system automates the process of creating professionally drafted, personalized dispute letters based on the information you provide.
It does not use pre-checked templates or make false claims—everything is generated to comply with federal and state guidelines and protect you and your clients.
Why should I not dispute all inquiries?
Inquiries linked to positive accounts should not be disputed, or you can use the credit card or whatever loan is linked to them. Also, inquiries between one and two years should not be disputed, because they don’t affect your credit score, and the fewer inquiries you dispute, the better. Your Credit Money Machine software automatically identifies and sets them all to IGNORE so they are not disputed.
Why is it better to mail my letters than send them using a third-party service?
Credit Bureaus sometimes send a “stall letter” when they notice that the letters don’t come from the user’s zip code. Therefore, it is better to send your letters with a genuine stamp and from your zip code.
Why should I send the Freeze Letters to Secondary Bureaus?
Secondary Bureaus feed information to the main Bureaus (Equifax, Experian, and TransUnion), and by freezing those Secondary Bureaus, you prevent them from sending this information to the Main Bureaus. Therefore, when derogatory items can’t be verified, they should be deleted by law. Your Credit Money Machine software automatically creates all these important Freeze Letters.
Why should I send "Collection Validation Letters" to creditors?
Before disputing collections with the Credit Bureaus, you should send Collection Validation Letters to the Creditors (especially when those creditors and collection agencies). This is to inform them that they should not validate these debts with the Credit Bureaus if they don’t have the correct paperwork (documents, signatures, etc). Your Credit Money Machine software automatically creates all these important Collection Validation Letters.
Do I have to send Certified Mail the Collection Validation Letters?
While many recommend sending the Collection Validation Letters by Certified Mail, we suggest sending them First Class initially (as the Certified Mail cost is expensive), and if the Collection Agency validates the collection, then resend the letter by Certified Mail. Still, leave the text at the top of the Collection Validation Letter as sent by certified Mail, even though it wasn’t.
Should I send my Social and Driver's License with the Collection Validation Letters?
No, you should not. Most of the time, the Collection Agencies don’t have that information so that you would be providing them with valuable information. Credit Money Machine automatically hides the documents when sending to Collection Agencies, and also the letters don’t contain any of this information.
Why should I not dispute everything in the first round?
In the first round, we recommend sending the Freeze Letters (to the Secondary Credit Bureaus), the Personal Information Letters to the 3 Main Bureaus, and the Collection Validation Letters (to the collection agencies). We call this setting up the battleground. This way, it would be much easier to dispute after getting those letters in place.
Why should I send Personal Information Letters?
Your previous addresses, phone numbers, employment, etc., are linked to previous inquiries, collections, and all sorts of derogatory items. By straightening out that information, it will make it easier to delete Inquiries and other derogatory items.
What are FCRA Discrepancy Tables?
The FCRA Law requires that certain parameters under the Metro 2 system be the same across Bureaus based on the type of derogatory item. Credit Money Machine detects those differences and puts them in a Factual Discrepancy Table inside the letters automatically and as appropriate. This is the most effective way to delete derogatory items.
Why are the Metro 2 letters so important?
How can I prevent the infamous "Stall Letters"?
What should I do if I receive a "Stall Letter"?
DISCLAIMER
The information provided on this website, including but not limited to our FAQs, software features, and educational content, is for informational and educational purposes only. It is not intended as, and should not be considered, legal advice. We are not attorneys, and no attorney-client relationship is formed through your use of this website or our software.
While we strive to provide accurate, up-to-date, and useful information, we make no guarantees regarding the completeness, reliability, or accuracy of any content on this site. Laws and regulations concerning credit reporting and repair may change or vary by jurisdiction, and you are encouraged to consult with a qualified legal professional regarding your specific situation.
By using this website or our services, you agree that DIYCreditRepairSoftware.com and its affiliates are not liable for any actions you take based on the information provided.